Many people like community banks in Houston because they tend to offer higher interest rates, but did you know Houston credit unions also offer some of the best rates, too? If you’re interested in what a local credit union may have to offer you, check out the list of institutions below with the best rates today. 
Houston Banking Rates
Compare the Best Local RatesAbout Houston Banking Rates
Welcome to Houston Banking Rates, your source for the best available interest rate information. We’re connected to hundreds of Houston banks and credit unions to bring you the best rates, financial information and banking products.
How Does Houston Banking Rates Work?
Houston Banking Rates aggregates interest rates from all over the country and makes it available on the site through articles, rates tables and other tools. Financial institutions have the option of updating their own rates on the site and we manually collect the rest.
How Much Will It Cost Me?
Nothing! All of this information is made available at no cost to visitors, so they may freely browse all the interest rates in the city as often as they wish, as well as access the informational resources we provide to help local residents understand what these rates mean and navigate the world of finance as it relates to Houston, Texas.
Types of Interest Rates Found on Houston Banking Rates
Houston Banking Rates collects interest rates for a variety of deposit accounts and loans. Below are all the financial products in Houston you can find more information about on the site:
- Houston Savings Rates: The foundation to any financial plan, Houston saving accounts are offered by just about every financial institution in the Houston area.
- CD Rates in Houston: A certificate of deposit allows depositors to earn better rates than most traditional savings accounts can offer, in return for committing to a set investment period. Houston Banking Rates collects rates for 6-month, 12-month and 24-month CDs in the area.
- Mortgage Rates in Houston: You will find a host of data for mortgage loans in Houston, Texas, including for both fixed-rate and ARM home loans, as well as refinancing.
- Houston Auto Loan Rates: Whether you’re planning to finance a new or used car, Houston Banking Rates can help you locate the top auto loan offers from local lenders.
- Student Loan Rates in Houston: The cost of attending college is only going up, so most students will need a loan to cover it all. Houston Banking Rates assists visitors in understanding the different types of student loans in Houston and how to find the best one.
- Personal Loan Rates in Houston: Especially during an economic downturn, Houston residents often need help making ends meet. We explain the various personal options in the city and where you can find them.
- Houston Credit Card Rates: Credit card debt can be avoided if you secure a low interest rate. Houston Banking Rates provides tips and resources for accomplishing this.
How Is Houston Banking Rates Different from Other Finance Websites?
Unlike similar sites that aggregate interest rate data, Houston Banking Rates is the only online resource dedicated to finding and sharing truly local rates.
While other websites place emphasis on larger chain, national and online banks, Houston Banking Rates also surveys smaller local banks and credit unions throughout the city to capture the most accurate and exhaustive inventory of deposit and loan rates available to Houston residents.
The Houston Rates Table
One of the best features Houston Banking Rates has to offer is the rates table. Our rates table houses all the CD and savings interest rates we collect and refreshes automatically as our database is updated.
You will find a simplified version of the rates table on the homepage of Houston Banking Rates. This allows you to view Houston deposit rates by highest rate or see all the recent rate changes.
Each interest rate listed in the table displays the APY, the financial institution where it’s available and the date the rate was updated.
If you visit either the Savings Rates or CD Rates pages, you will be able to view the full rates table as customized for the category. In other words, the savings page features a rates table with savings account rates from local Houston financial institutions, and the CD page will feature only CD rates.
If you find a particular rate you’re interested in, or want to see more rates beyond what’s available in Houston, you can click through from the table to our national site, GoBankingRates.com. Here you can view detailed rates pages for individual financial institutions and view interest rates available anywhere in the country. You can even sort by institution type or term length.
Additional Resources Houston Banking Rates Offers
Local interest rates are the focus of Houston Banking Rates, but the site has plenty more to offer visitors than just the numbers. We strive to deliver an all-encompassing look at Houston’s financial landscape so residents can make well-informed decisions regarding how they save and spend money.
Banks List
If you’re interested in contacting a particular bank or credit union regarding a rate you see on Houston Banking Rates, you can visit the Houston Banks List to find their branch location. In fact, the Banks List provides contact information for all the financial institutions within the Houston Banking Rates database that are in or near the city.
Finance Articles
Houston Banking Rates strives to be a resource for more than interest rates alone. It’s also important you understand how different interest rates affect your finances. That’s why our team of dedicated finance writers and experts work to bring you articles, infographics and more that make comprehending, interpreting and applying new learning to your own financial situation easier.
Bank and Credit Union-Specific Information
Banks and credit unions are very different types of financial institutions, both of which have a number of benefits to offer account holders. If you prefer banks, or are perhaps interested in joining a credit union, you can see rates and data specific to either. By visiting Houston Banks or Houston Credit Unions pages, you can find interest rate information related specifically to each.
Helpful Houston Links
In addition to Houston Banking Rates, there are several other informational and financial online resources specific to the Houston, Texas area that you may find useful.
Our Featured Houston Mortgage Rate
More Banks and Credit Unions in Houston and Surrounding Areas
Houston Chronicle Employees Credit UnionP.O. Box 4260
Houston, TX 77210 Kbr Heritage Credit Union
P O Box 4557
Houston, TX 77210 Primeway Credit Union
PO Box 53088
Houston, TX 77052 Bluebonnet Credit Union
1314 Texas Ave. #1800
Houston, TX 77002 Chevron Federal Credit Union
1600 Smith
Houston, TX 77002 Continental Credit Union
500 Jefferson St Ste 250
Houston, TX 77002 Harris County Credit Union
1400 Franklin Street
Houston, TX 77002 Houston Municipal Employees Credit Union
611 Walker 1st Floor
Houston, TX 77002
Are you currently earning the top interest rates in your city? Today, Houston Banking Rates collects interest rate information from a total of 37 banks in Houston. Take a look at the average interest rates among these banks across a variety of deposit accounts, as well as a list of banks where you can find the highest rates in the city.
Whether you’re looking for a simple savings account or longer-term commitment like a certificate of deposit, the interest rate it earns is very important. The best rates depend on where you live, as some locales have higher rates that others. That’s why knowing the average interest rates in your home town, like the average Houston interest rates, will help you determine which banks and credit unions near you have the best offers on deposit accounts.
Since CD Rates in Houston fluctuate on a regular basis, it’s essential you stay up-to-date on what banks and credit unions near you are offering. Even if you’re not planning to open a new account, you should ensure the one you do have is still providing a competitive interest rate by researching current rates in your city consistently.
FOR IMMEDIATE RELEASE:
Houston, TX – July 15, 2011 – While national savings account interest rates have remained relatively flat in 2011, a recent rate analysis conducted by Houston Banking Rates finds that Houston savings account rates have actually declined over a six-month period. This data indicates that location plays an important role in earnings opportunities, and researching rates on a local level may make a difference in the ability to maximize savings.
Houston Banking Rates recently examined the savings account rates from Houston-area banks and credit unions to find out whether they’ve been trending up or down. We reviewed Houston savings rates over the past six months and found that they have actually decreased.
When looking for the best savings account rates, it’s important to know more than just the highest interest rate in the city. Even a savings rate isn’t the highest one, it can still be an excellent rate that will help your balance grow. Therefore, you should regularly check up on the average Houston savings rate to get a benchmark for comparing accounts. If you find an offer that beats the city average, you have found a competitive interest rate for your area.
CD Rates in Houston are constantly changing, which is why it’s important to keep an eye on current offers. Whether you’re looking to open a new account or want to ensure the one you have is earning the highest rate available, reviewing rates in your city on a regular basis will help you maximize your deposits.
If you’re not currently earning a competitive rate on your savings, you’re basically wasting money. As we head into July, let’s examine current savings rate trends in Houston and find out where the best rates are today.
Current Savings Account Interest Rates in Houston
In order to better understand current savings rate trends in your area, here’s a breakdown of interest rates presently available:
We’re well into summer, which means you’re likely going to be spending more money than usual on vacations, entertainment and other seasonal expenses. Don’t get so wrapped up in the spending that you forget to save, too. Putting some money away in a Houston 6-month CD now means you will come out of the summer festivities and following holidays with extra cash and interest earned on top.
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