Everyone has a preference when it comes to choosing where to bank. Some enjoy the convenience of national chains, while others may actually belong to a credit union. A large number of local residents happen to prefer the smaller, community-oriented Houston banks. 
Houston Banking Rates
Compare the Best Local RatesAbout Houston Banking Rates
Welcome to Houston Banking Rates, your source for the best available interest rate information. We’re connected to hundreds of Houston banks and credit unions to bring you the best rates, financial information and banking products.
How Does Houston Banking Rates Work?
Houston Banking Rates aggregates interest rates from all over the country and makes it available on the site through articles, rates tables and other tools. Financial institutions have the option of updating their own rates on the site and we manually collect the rest.
How Much Will It Cost Me?
Nothing! All of this information is made available at no cost to visitors, so they may freely browse all the interest rates in the city as often as they wish, as well as access the informational resources we provide to help local residents understand what these rates mean and navigate the world of finance as it relates to Houston, Texas.
Types of Interest Rates Found on Houston Banking Rates
Houston Banking Rates collects interest rates for a variety of deposit accounts and loans. Below are all the financial products in Houston you can find more information about on the site:
- Houston Savings Rates: The foundation to any financial plan, Houston saving accounts are offered by just about every financial institution in the Houston area.
- CD Rates in Houston: A certificate of deposit allows depositors to earn better rates than most traditional savings accounts can offer, in return for committing to a set investment period. Houston Banking Rates collects rates for 6-month, 12-month and 24-month CDs in the area.
- Mortgage Rates in Houston: You will find a host of data for mortgage loans in Houston, Texas, including for both fixed-rate and ARM home loans, as well as refinancing.
- Houston Auto Loan Rates: Whether you’re planning to finance a new or used car, Houston Banking Rates can help you locate the top auto loan offers from local lenders.
- Student Loan Rates in Houston: The cost of attending college is only going up, so most students will need a loan to cover it all. Houston Banking Rates assists visitors in understanding the different types of student loans in Houston and how to find the best one.
- Personal Loan Rates in Houston: Especially during an economic downturn, Houston residents often need help making ends meet. We explain the various personal options in the city and where you can find them.
- Houston Credit Card Rates: Credit card debt can be avoided if you secure a low interest rate. Houston Banking Rates provides tips and resources for accomplishing this.
How Is Houston Banking Rates Different from Other Finance Websites?
Unlike similar sites that aggregate interest rate data, Houston Banking Rates is the only online resource dedicated to finding and sharing truly local rates.
While other websites place emphasis on larger chain, national and online banks, Houston Banking Rates also surveys smaller local banks and credit unions throughout the city to capture the most accurate and exhaustive inventory of deposit and loan rates available to Houston residents.
The Houston Rates Table
One of the best features Houston Banking Rates has to offer is the rates table. Our rates table houses all the CD and savings interest rates we collect and refreshes automatically as our database is updated.
You will find a simplified version of the rates table on the homepage of Houston Banking Rates. This allows you to view Houston deposit rates by highest rate or see all the recent rate changes.
Each interest rate listed in the table displays the APY, the financial institution where it’s available and the date the rate was updated.
If you visit either the Savings Rates or CD Rates pages, you will be able to view the full rates table as customized for the category. In other words, the savings page features a rates table with savings account rates from local Houston financial institutions, and the CD page will feature only CD rates.
If you find a particular rate you’re interested in, or want to see more rates beyond what’s available in Houston, you can click through from the table to our national site, GoBankingRates.com. Here you can view detailed rates pages for individual financial institutions and view interest rates available anywhere in the country. You can even sort by institution type or term length.
Additional Resources Houston Banking Rates Offers
Local interest rates are the focus of Houston Banking Rates, but the site has plenty more to offer visitors than just the numbers. We strive to deliver an all-encompassing look at Houston’s financial landscape so residents can make well-informed decisions regarding how they save and spend money.
Banks List
If you’re interested in contacting a particular bank or credit union regarding a rate you see on Houston Banking Rates, you can visit the Houston Banks List to find their branch location. In fact, the Banks List provides contact information for all the financial institutions within the Houston Banking Rates database that are in or near the city.
Finance Articles
Houston Banking Rates strives to be a resource for more than interest rates alone. It’s also important you understand how different interest rates affect your finances. That’s why our team of dedicated finance writers and experts work to bring you articles, infographics and more that make comprehending, interpreting and applying new learning to your own financial situation easier.
Bank and Credit Union-Specific Information
Banks and credit unions are very different types of financial institutions, both of which have a number of benefits to offer account holders. If you prefer banks, or are perhaps interested in joining a credit union, you can see rates and data specific to either. By visiting Houston Banks or Houston Credit Unions pages, you can find interest rate information related specifically to each.
Helpful Houston Links
In addition to Houston Banking Rates, there are several other informational and financial online resources specific to the Houston, Texas area that you may find useful.
Our Featured Houston Mortgage Rate
More Banks and Credit Unions in Houston and Surrounding Areas
Houston Chronicle Employees Credit UnionP.O. Box 4260
Houston, TX 77210 Kbr Heritage Credit Union
P O Box 4557
Houston, TX 77210 Primeway Credit Union
PO Box 53088
Houston, TX 77052 Bluebonnet Credit Union
1314 Texas Ave. #1800
Houston, TX 77002 Chevron Federal Credit Union
1600 Smith
Houston, TX 77002 Continental Credit Union
500 Jefferson St Ste 250
Houston, TX 77002 Harris County Credit Union
1400 Franklin Street
Houston, TX 77002 Houston Municipal Employees Credit Union
611 Walker 1st Floor
Houston, TX 77002
Houston CD rates appeal to local residents for good reason. CDs offer better interest rates than traditional savings accounts and are safe investments compared to other options, such as the stock market.
When shopping around for a new local savings or CD account, you likely seek out the highest Houston interest rate in order to determine which account is best. While interest rates are very important, the CD or savings account with the very best rate near you isn’t the only good choice.
Investing a portion of your earnings in the stock market may make you wary, but Houston CD rates can provide a safe and conservative return that beats out savings accounts. Certificates of deposit, also called CDs for short, are often used as a long-term approach to saving money by generating larger returns.
The holiday season is looming closer and you are probably preparing to start gift shopping soon. Is your budget prepared to handle the extra expenses the year end undoubtedly brings? If not, it’s time to boost you current savings. One of the easiest ways you can accomplish this is by obtaining a better interest rate on your savings account. So where can you find the best savings rates in Houston today?
It seems as though deposit interest rates are just getting worse and worse, which makes finding a decent Houston CD rate appear to be near impossible. Fortunately, there are still financial institutions in the area that are offering outstanding CD rates if you know where to find them.
Summer is just about over and autumn is growing closer, which means it’s a good time to look at current Houston CD rates. The end of the year will be here before you know it, and that’s likely when most people’s budgets will take a big hit. You can combat a similar year-end experience by saving for holidays and festivities ahead of time.
Finding the best CD rates is often a challenge in today’s economy, but there are plenty of financial institutions offering great rates if you know where to find them. For example, there are many Houston 6-month CD rates that beat the average for the region. Here’s a closer look at the best rates this month.
The hardest part about saving money is often just doing it, but doing more than just putting some cash away in a savings account will help you reach your goals even faster. Depositing in a higher earning account like a certificate of deposit will take your savings to the next level, but only if you take the time to find the highest Houston CD rates first. Learning more about the rates currently available in and around the city will help you make an informed decision when it comes to choosing an account.
Have you been saving money this summer? If you’ve been spending more on vacations and shopping this season than you care to admit, there’s no reason you can’t get your finances back on track today. Luckily, there are plenty of great savings options in Houston, TX to help your money grow. The following is a list of the highest Houston savings interest rates available this month.
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