7 Ways a PrimeWay Credit Card Can Save the Day for Houston Residents
A low-rate credit card can make everyday spending in Houston more affordable and include features that will get you out of a jam. With rates as low as 7.49% APR and no costly balance-transfer, cash-advance and annual fees, PrimeWay Federal Credit Union’s Platinum Visa Card could be that card. Here are the Platinum Visa Card’s seven features that can save the day.
1. Zero Liability Protection When Card Is Lost or Stolen
Surviving a busy weekend or vacation without your credit card should be punishment enough, but some financial institutions make things worse by holding cardholders liable. If your card is lost or stolen, PrimeWay doesn’t hold you accountable for any fraudulent purchases. The Houston credit union offers 24-hour customer assistance if you ever need to report a lost or stolen credit card.
2. Cash in Rewards Points for Booking Trips
After racking up your PrimeWay Rewards! Bonus points, redeem them to finally take the trip you’ve always wanted, whether it’s the fourth wedding of the summer or another holiday spent schlepping it to visit family. Points are also given in return for spending at the Perks Points Mall, More Points online shopping site and on Restaurants.com, where you can get discounts of up to 40 percent off at more than 18,000 restaurants throughout the country.
3. ID Theft and Fraud Protection
Not even name-brand retailers are safe from data breaches these days, which means PrimeWay‘s Personal Identity Theft Protection is a vital tool to safeguard your information. The credit union also registers your Platinum Visa Card to protect against fraudulent activity.
4. Trip Cancellation and Interruption Protection
Any Houston traveler who has been stuck overnight in an airport should understand how valuable trip protection can be. Whether your return flight is cancelled due to Northeastern blizzards or interrupted by mechanical repairs, cardholders are offered personalized assistance on flights purchased with the PrimeWay Platinum Visa Card.
5. Hotel Burglary and Lost Luggage Reimbursement
Cutting costs by staying at a cheap motel or buying a discount airline ticket can result in a nightmare situation where you’ll end up spending more money rather than saving it. If someone steals your belongings from your hotel room or if the airline loses your luggage, PrimeWay offers a reimbursement to ensure you won’t be at a total loss when the unthinkable happens.
6. Roadside Dispatch and Assistance
When you’re stranded on a dark road in the rain because your car broke down, your PrimeWay Platinum Visa Card will come in handy with its roadside dispatch services. Paying for roadside assistance is an unnecessary cost thanks to this complimentary credit card service.
7. Auto Rental Collision Damage Waiver
Renting a car can feel like a trap with all the additional costs, add-ons and uncertainty that comes with driving an unfamiliar vehicle. Buying collision coverage is one less cost to worry about with the PrimeWay credit card. The credit union offers coverage for most rental cars.
Houston residents can rest easier when at home or on the road with the PrimeWay Platinum Visa Card. Its multiple complimentary services make it a reliable spending option.
PrimeWay Federal Credit Union is a GOBankingRates client.
Photo credit: Sean MacEntee