Houston Banking Rates

Today’s Average Houston Interest Rates

Whether you’re looking for a simple savings account or longer-term commitment like a certificate of deposit, the interest rate it earns is very important. The best rates depend on where you live, as some locales have higher rates that others. That’s why knowing the average interest rates in your home town, like the average Houston interest rates, will help you determine which banks and credit unions near you have the best offers on deposit accounts.

Below is a look at the average interest rates across a variety of accounts in our database. These rates include those offered by financial institutions within 50 miles of Houston, Houston.

Average Savings Account Interest Rate in Houston, Houston

Out of all the financial institutions in and around Houston, there are [accountcount type=”savings”] savings accounts available. The highest savings rate in the city is [accountlist type=”savings” order=”desc” count=”1″ bankname=”off”] APY and the lowest is [accountlist type=”savings” order=”asc” count=”1″ bankname=”off”] APY.

The average Houston savings rate for today is [accountaverage type=”savings”] APY.

Average Houston, Houston CD Rates

Generally, the longer the term on your certificate of deposit, the higher the interest rate it earns. Here are the average 6, 12- and 24-month Houston CD rates:

6-Month CD

There are a total of [accountcount type=”6″] CDs available in the city today with a term of six months. Of those accounts, the highest rate is [accountlist type=”6″ order=”desc” count=”1″ bankname=”off”] APY, while the lowest is [accountlist type=”6″ order=”asc” count=”1″ bankname=”off”] APY.

The average 6-month CD rate among all of these accounts is [accountaverage type=”6″] APY.

12-Month CD

You can currently find [accountcount type=”12″] accounts in the city with a 12-month term. The best rate we have in our database is [accountlist type=”12″ order=”desc” count=”1″ bankname=”off”] APY. The lowest 12-month CD rate is presently [accountlist type=”12″ order=”asc” count=”1″ bankname=”off”] APY.

The average 12-month CD rate in Houston is [accountaverage type=”12″] APY right now.

24-Month CD

Out of a total [accountcount type=”24″] accounts available, the highest 24-month CD rate is currently [accountlist type=”24″ order=”desc” count=”1″ bankname=”off”] APY. On the other end of the spectrum is the lowest rate of [accountlist type=”24″ order=”asc” count=”1″ bankname=”off”] APY.

The average 24-month CD rate in Houston today is [accountaverage type=”24″] APY.

Please note these rates are accurate as of July 21, 2011. Rates are subject to change at any time at the discretion of the individual financial institutions. Please verify rates before opening an account.