Local Houston Banks with the Best CD Rates

When shopping around for the highest certificate of deposit interest rates, it helps to look at local financial institutions. Generally, smaller banks are especially invested in the communities they serve and thus, make providing the best rates to customers a top priority.

However, finding the best CD rates in Houston can be tough if you don’t know where so start, so we’ve compiled the best rates across various term lengths for community banks in the area.

Houston Banks with the Best 6-Month CD Rates

• Independence Bank, National Association: 0.7%
• The MINT National Bank: 0.6%
• Integrity Bank, SSB: 0.4%

Highest 12-Month CD Rates from Houston Banks

• Integrity Bank, SSB: 1.05%
• Independence Bank, National Association: 1.01%
• The MINT National Bank: 0.95%

Best 24-Month CD Rates from Houston Banks

• The MINT National Bank: 1.5%
• Independence Bank, National Association: 1.31%
• Integrity Bank, SSB: 1.3%

Please note that these rates are accurate as of May 19, 2011 but are subject to change at any time.