Houston Banking Rates

Welcome to Houston Banking Rates

What happens when the entire Houston banking community competes for your business? Well based on your past credit history you can find incredibly high yielding investment opportunities as well as low interest loans. Investigate your options for Houston bank rates with Houston Banking Rates and locate:

• Houston, Texas mortgage refinance rates
• Houston, Texas insurance rates for homes and automobiles
• More banking rate information available from US Banking Rates

Our Featured Houston Bank Rate

3.01	%
	APY

Super Smart Checking

Houston Banking Rates recommends the rates that Westbound Bank has to offer. Westbound Bank's Super Smart Checking Account makes it easy to start saving, even with your regular checking account. The current checking account interest rate that you can apply for today is at 3.01% for up to $25,000 balance with only a $100 opening balance required and no minimum balance to earn the interest. This is one of the top rates in the nation. Westbound Bank has 4 branches in the Houston area and offers online banking.

For inquiries contact:

Phone:

1-877-789-6111
24 Hours a Day
7 Days a Week

More Houston Banks

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List of Houston Banks with the Most Interesting Names

The Houston area has a lot of different banking options to offer. Some of them have names which are a little more original than others. Houston Banking Rates brings you a Houston banks list of the banks with the most original names.

1. Chocolate Bayou Community Credit Union – Turns out that the Chocolate Bayou is a small area in southwestern Texas. The area also features such interesting road names as Mustang Chocolate Bayou Road.
2. Schlumberger Employee’s Credit Union – This German sounding name is actually a company which specializes in providing oilfield spills. They employ over 83,000 people and consequently employees have created their own credit union.
3. Brazosport Teacher’s Credit Union -  Similarly to the Chocolate Bayou, Brazosport is a multi-city community in south Texas at the mouth of the Brazo and San Bernard Rivers. It includes a high school and college of the same name.
4. Nizari Progressive Credit Union – Nizari is an Arabic word meaning path, while emphasizing social justice, pluralism, and human reason. The credit union was founded by Muslims, who chose this name.
5. Bluebonnet Credit Union – This name just does not seem to fit a credit union affiliated with the Gulf Oil Company, but a little research will show that the bluebonnet is the state flower of Texas.

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List of the Oldest Houston Credit Unions

Houston has been around for a long time, and in that time, it has built up a lot of financial institutions. Houston Banking Rates brings you a list of the eight oldest Houston credit unions so that you can see which ones have stuck around for the longest time.

1. Bluebonnet Credit Union – 1935 – This credit union has made several of our other lists and boasts four Houston area locations.
2. Energy Capital Credit Union – 1935 – This historical credit union was originally named the Humble Employees Federal Credit Union.
3. First Service Credit Union – 1935 – Originally called the Hughes Tool Company Employees Federal Credit Union, First Service has since merged with several other credit unions in the 21st century.
4. Houston Texas Fire Fighters Credit Union – 1935 – Founded on April 9th, the fire fighter’s credit union was started by twelve men who each donated a quarter.
5. Reed Credit Union – 1935 – This credit union holds an annual meeting to discuss their state of finances.
6. Smart Financial Credit Union – 1934 – Smart Financial was originally named Houston Public School Teachers Credit Union
7. United Energy Credit Union – 1934 – This credit union boasts two local Houston branches for its qualifying members to use.
8. Plus4 Credit Union – 1929 – Plus4 serves the needs of Houston postal workers.

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List of Failed Houston Banks

Every once in a while, a bank will close because it goes bankrupt, or they basically fail as a business. Although this did not happen a lot in the past, in the last several year, there have been record high bank failures due to economic trouble and lax government regulation. Houston Banking Rates brings you a list of the five Houston banks which have closed in the last several years.

1. North Houston Bank – October 30, 2009 – This bank closed at the same time as nine other banks across the country which together had $19.4 billion in assets.
2. Madisonville State Bank – October 30, 2009 – Along with North Houston Bank, Madisonville was another of the nine closed banks. All branches will reopen as U.S. bank branches.
3. Citizens National Bank – October 30, 2009 – Citizens was the final Houston bank to close on that day.
4. Guaranty Bank – August 21, 2009 – Guaranty had 103 Texan branches and $13 billion in assets. BBVA Compass took the loss-share contract.
5. Franklin Bank SSB – November 7, 2008 – The bank’s total assets were $5.1 billion, and their branches will reopen as part of Prosperity Bank.

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Houston Banks List with the Highest Savings Rates

Houston banks offer you a great chance to invest your money into a high yield savings account. However, as you will see from the list below, credit unions almost always offer better rates than your local or national bank. So, see if you meet the qualifications for any of these credit unions, open an account, and start saving today! These five banks below, brought to you by Houston Banking Rates, currently have the best savings rates in the Houston area.

1. Houston Police Credit Union
2. Nizari Progressive Credit Union
3. Brentwood Baptist Church Credit Union
4. United Community Credit Union
5. Harris County Credit Union

All of these credit unions have consistently offered high savings rates and are currently offering the best savings rates in the region. Think about investing in a high interest CD today!

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Disclaimer: Please keep in mind that bank rates change continuously. If you see a discrepancy on our site or something that needs to be changed, please contact us.

Houston Banks List with the Highest CD Rates

In these rough economic times, CDs or certificates of deposit are still a fairly good investment. Not only are their rates higher than a savings account, but they also give you a secure place to put your timed deposit. The rates offered by the banks below are based on a $10,000 or less investment, and they are the best that Houston has to offer to its natives. Check out these credit unions to see if you qualify for membership or find another Houston bank that might be right for you.

1. HHA Federal Credit Union – 12 month CD
2. Pilgrim Credit Union – 24 month CD
3. Harris County Credit Union – 24 month CD
4. Team Financial Credit Union – 24 month CD
5. Houston Police Credit Union – 24 month CD

All of these credit unions have consistently offered high CD rates and are currently offering the best CD rates in the region. Think about investing in a high interest CD today!

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Disclaimer: Please keep in mind that bank rates change continuously. If you see a discrepancy on our site or something that needs to be changed, please contact us.

List of the Oldest Houston Banks

Houston, Texas is the fourth largest city in the United States and Texas’s largest city. The city itself was founded in 1836, so its no wonder that many of the banks there have such a long history with the city. Houston Banking Rates brings you a list of the eight oldest Houston banks.

1. The Frost National Bank – February 20, 1899 – This bank was one of Texas’s banking pioneers, beginning as a small branch and expanding into a nationwide corporation today.
2. Trustmark National Bank – December 18, 1889 – Today, Trustmark Bank has over 2,600 associates working to make sure your Houston banking experience is positive.
3. Whitney National Bank – October 26, 1883 – This national bank featured 15 different Houston branches for your convenience and service.
4. Wells Fargo Bank – January 1, 1870 – This historical bank is intrinsically linked with its history of stagecoaches and gold being transported across the nation.
5. Manufacturer’s and Trader’s Trust Company – January 1, 1856 – This bank, renamed M & T Bank, is one of the 20 largest independent bank holding companies in the U.S.
6. Comerica Bank – March 5, 1849 – This bank has three major business segments: The Business Bank, The Retail Bank, and Wealth & Institutional Management.
7. JP Morgan Chase Bank – January 1, 1824 – This multi-national company operates in over 60 different countries.
8. Citibank – June 16, 1812 – Not only is this the oldest bank, but it also has expanded into more fields. It has been very successful at issuing credit cards to customers.

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Liberty County Teacher’s Federal Credit Union

Some More Facts about Liberty Teacher’s Credit Union

Founded in: 1960

Locations:

1. Houston Office

3712 North Main Street

Liberty, TX 77575

Phone: (936) 336-7236

Lobby Hours 9:00 am – 5:00 pm M-F

Drive-Thru Hours 7:00 am – 5:30 pm M-W, 7:00 am – 6:00 pm Th-F

History:

Founded on November 22, 1960, Liberty County Credit Union provides a valuable banking service to the educators of nearby counties. While originally their services were only available to employees of the public school system, the bank, and their immediate family, they have since expanded to include more Houston groups in their coverage. Today, they manage over twelve million dollars in community assets and serve more than three thousand members.

Why Should You Bank with Liberty County Teacher’s Credit Union?

They provide all the modern conveniences of a bank, including online banking, access to ATMs, share accounts, loan options, discounts, and plenty of security. As a smaller establishment, they also come with more personalized attention than a larger bank. As a credit union, they can provide the top level for investment rates and the lowest interest on loans.

Who Can Bank with Liberty County Teacher’s Credit Union?

All school employees, including teachers, substitutes, bus drivers, and others, are eligible to be a member if they work in one of these school districts: Liberty, Dayton, Cleveland, Hardin, Hull-Daisetta, Devers, Tarkington, Trinity, Goodrich, Corrigan-Camden, Livingston, Onalaska, Leggett, Big Sandy, Grand Saline and Heritage Christian Academy. they also serve Liberty and Polk county employees and the cities of Dayton, Liberty, Livingston, Daisetta, and Cleveland, including the police department, water company, firefighters department, and others. Immediate family members of bank members can also use LCTFCU’s services.

Disclaimer: Although we strive to provide the most current and accurate information about Liberty County Teacher’s Federal Credit Union, we may have missed something. Please check with the bank directly for the most current rates, hours of operations and other information. If you find something we need to change, please contact us.

Brazosport Teacher’s Federal Credit Union

Some More Facts about Brazosport Teacher’s Credit Union

Founded in: 1947

Locations:

1. Houston Office

216 Lakeview Drive

Clute, TX 77531

Phone: (979) 265-5333

Lobby Hours 8:30 am – 4:30 pm M-W, F, 8;30 am – 5:00 pm Th

History:

Already over fifty years old, BTFCU has managed to accumulate over $32 million in total assets and serves more than four thousand members in the Houston area.

Why Should You Bank with Brazosport Teacher’s Credit Union?

They are dedicated to providing you with the best rates for both loans and investment opportunities. As a not for profit financial cooperative, they work together to ensure their clientele are receiving the best care and customer service available.

Who Can Bank with Brazosport Teacher’s Credit Union?

BISD employees, their immediate family members, part time employees of the school district or college, and Brazosport College employees are all eligible to join this credit union. You need a $25 deposit to open a new account.

Disclaimer: Although we strive to provide the most current and accurate information about Brazosport Teacher’s Federal Credit Union, we may have missed something. Please check with the bank directly for the most current rates, hours of operations and other information. If you find something we need to change, please contact us.

Team Financial Federal Credit Union

Some More Facts about Team Financial Credit Union

Founded in: 1970

Locations:

1. Houston Office

10959 Ella Blvd. Suite C

Houston, TX 77067

Phone: (281) 876-2501

Lobby Hours 8:30 am – 4:30 pm M-F

History:

Less than fifty years old, Team Financial today has over six million dollars in total assets and approximately 2,300 members. Although still small, they are steadily expanding as a community business.

Why Should You Bank with Team Financial Credit Union?

They are “not for profit, not for charity, but for service.” As a credit union following all the principles that the institution was founded on, they are dedicated to providing their members with the best banking experience possible and offer higher rates than comparative local banks.

Who Can Bank with Team Financial Credit Union?

Members of the Teamster Local 919, 968, 988, and UFCW 455 that work in the Houston area are eligible for membership. Family of any active bank member are also eligible to open an account.

Disclaimer: Although we strive to provide the most current and accurate information about Team Financial Federal Credit Union, we may have missed something. Please check with the bank directly for the most current rates, hours of operations and other information. If you find something we need to change, please contact us.

Member’s Trust of the Southwest Federal Credit Union

Some More Facts about Member’s Trust of the Southwest Credit Union

Founded in: 1936

Locations:

1. Houston Office

2315 Mangum Road

Houston, TX 77092

Phone: (713) 681-0339

Lobby Hours 7:30 am – 5:00 pm M-Th, 7:30 am – 6:00 pm F

2. Stephenville Office

2311 Northwest Loop

Stephenville, TX 76401

Phone: (254) 968-8543

Lobby Hours 7:30 am – 5:00 pm M-Th, 7:30 am – 6:00 pm F

Drive-Thru Hours 7:30 am – 5:00 pm M-Th, 7:30 am – 6:00 pm F

History:

Originally founded as Houston Milk Producer’s Federal Credit Union, Member’s Trust has since grown into a credit union holding $60,962,378 in assets and serving close to six thousand bank members. The credit union was originally intended to serve dairy farmers in Harris County. Over the years, they merged with various dairy and other credit unions. The name change occurred in 2000.

Why Should You Bank with Member’s Trust of the Southwest Credit Union?

They provide quality financial services to a diverse set of customers. They pride themselves on their customer service.

Who Can Bank with Member’s Trust of the Southwest Credit Union?

Any family member of a bank member can join, as well as anyone living in Erath County. They also have a list of companies which may use their services, which can be found on their website.

Disclaimer: Although we strive to provide the most current and accurate information about Member’s Trust of the Southwest Federal Credit Union, we may have missed something. Please check with the bank directly for the most current rates, hours of operations and other information. If you find something we need to change, please contact us.